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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,925 | $90,489-74.7% | $76,051-69.9% | $145,978-84.3% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 10.89% | 622.78%-611.9pp | 360.42%-349.5pp | 550.52%-539.6pp |
| Employer contribution / active EE | $4,266 | $3,319+28.5% | $2,690+58.6% | $4,662-8.5% |
| Participant deferral / active EE | $2,336 | $5,164-54.8% | $4,257-45.1% | $6,690-65.1% |
| Admin fee / account holder | $323 | $8,374-96.1% | $6,416-95.0% | $13,400-97.6% |