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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,907 | $168,635-63.3% | $147,617-58.1% | $125,389-50.6% |
| Participation rate | 72.7% | 88.8%-16.0pp | 84.6%-11.9pp | 83.2%-10.5pp |
| Annual return | 46.96% | 77.65%-30.7pp | 61.98%-15.0pp | 282.24%-235.3pp |
| Employer contribution / active EE | $11,502 | $6,252+84.0% | $5,564+106.7% | $4,866+136.4% |
| Participant deferral / active EE | $7,284 | $5,507+32.3% | $4,895+48.8% | $5,352+36.1% |
| Admin fee / account holder | $319 | $13,580-97.7% | $11,612-97.3% | $9,541-96.7% |