Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,425 | $69,383-64.8% | $101,271-75.9% | $73,493-66.8% |
| Participation rate | 37.9% | 68.4%-30.5pp | 75.8%-37.9pp | 70.7%-32.8pp |
| Annual return | 19.90% | 18.46%+1.4pp | 46.48%-26.6pp | 28.51%-8.6pp |
| Employer contribution / active EE | $923 | $2,628-64.9% | $3,660-74.8% | $2,270-59.3% |
| Participant deferral / active EE | $1,527 | $3,301-53.7% | $4,371-65.1% | $3,740-59.2% |
| Admin fee / account holder | $1,546 | $704+119.7% | $5,948-74.0% | $513+201.3% |