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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,364 | $167,504-53.2% | $151,628-48.3% | $134,509-41.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -14.94% | 7.81%-22.7pp | 3.34%-18.3pp | 418.13%-433.1pp |
| Employer contribution / active EE | $7,069 | $6,828+3.5% | $6,165+14.7% | $4,741+49.1% |
| Participant deferral / active EE | $12,186 | $8,985+35.6% | $8,363+45.7% | $6,400+90.4% |
| Admin fee / account holder | $2,138 | $13,779-84.5% | $11,613-81.6% | $11,427-81.3% |