Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,182 | $30,107-96.1% | $61,452-98.1% | $64,819-98.2% |
| Participation rate | 40.3% | 36.4%+3.9pp | 52.6%-12.3pp | 71.5%-31.2pp |
| Annual return | -24.87% | -13.99%-10.9pp | 338.96%-363.8pp | 32.84%-57.7pp |
| Employer contribution / active EE | $139 | $537-74.1% | $1,160-88.0% | $2,507-94.5% |
| Participant deferral / active EE | $384 | $1,126-65.9% | $2,125-81.9% | $4,311-91.1% |
| Admin fee / account holder | $28 | $148-80.9% | $2,131-98.7% | $188-85.0% |