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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,676 | $82,674-68.9% | $125,381-79.5% | $68,486-62.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | 94.08% | -5.97%+100.1pp | 572.31%-478.2pp | -7.85%+101.9pp |
| Employer contribution / active EE | $10,142 | $3,382+199.9% | $4,815+110.6% | $2,597+290.6% |
| Participant deferral / active EE | $8,600 | $6,111+40.7% | $7,448+15.5% | $4,028+113.5% |
| Admin fee / account holder | $4,403 | $6,277-29.9% | $10,007-56.0% | $5,404-18.5% |