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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,203 | $92,684-71.7% | $82,706-68.3% | $134,509-80.5% |
| Participation rate | 31.3% | 75.2%-43.9pp | 72.6%-41.3pp | 81.2%-50.0pp |
| Annual return | -18.79% | 945.84%-964.6pp | 701.76%-720.6pp | 418.13%-436.9pp |
| Employer contribution / active EE | $494 | $3,272-84.9% | $3,007-83.6% | $4,741-89.6% |
| Participant deferral / active EE | $1,637 | $4,800-65.9% | $4,394-62.7% | $6,400-74.4% |
| Admin fee / account holder | $436 | $5,982-92.7% | $5,329-91.8% | $11,427-96.2% |