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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,764 | $127,387-60.1% | $115,038-55.9% | $125,389-59.5% |
| Participation rate | 42.1% | 84.2%-42.1pp | 81.4%-39.3pp | 83.2%-41.1pp |
| Annual return | 34.45% | 31.28%+3.2pp | 26.14%+8.3pp | 282.24%-247.8pp |
| Employer contribution / active EE | $958 | $5,166-81.4% | $4,608-79.2% | $4,866-80.3% |
| Participant deferral / active EE | $2,196 | $6,423-65.8% | $6,026-63.6% | $5,352-59.0% |
| Admin fee / account holder | $2,324 | $9,516-75.6% | $8,175-71.6% | $9,541-75.6% |