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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,860 | $202,342-94.1% | $172,753-93.1% | $152,909-92.2% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 52.12% | 1029.88%-977.8pp | 803.00%-750.9pp | 345.46%-293.3pp |
| Employer contribution / active EE | $1,042 | $5,857-82.2% | $5,144-79.8% | $4,764-78.1% |
| Participant deferral / active EE | $6,806 | $5,948+14.4% | $5,198+31.0% | $5,851+16.3% |
| Admin fee / account holder | $588 | $17,112-96.6% | $13,956-95.8% | $11,601-94.9% |