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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,677 | $180,466-52.0% | $154,114-43.8% | $135,382-36.0% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -7.32% | 888.15%-895.5pp | 735.16%-742.5pp | 519.77%-527.1pp |
| Employer contribution / active EE | $4,652 | $6,035-22.9% | $5,298-12.2% | $4,779-2.7% |
| Participant deferral / active EE | $4,871 | $5,806-16.1% | $5,081-4.1% | $5,609-13.2% |
| Admin fee / account holder | $4,577 | $16,144-71.6% | $13,411-65.9% | $10,829-57.7% |