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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,603 | $73,638-16.3% | $95,960-35.8% | $73,493-16.2% |
| Participation rate | 42.9% | 76.2%-33.3pp | 77.1%-34.2pp | 70.7%-27.8pp |
| Annual return | 75.75% | 16.78%+59.0pp | 91.63%-15.9pp | 28.51%+47.2pp |
| Employer contribution / active EE | $0 | $1,863-100.0% | $2,541-100.0% | $2,270-100.0% |
| Participant deferral / active EE | $10,112 | $3,617+179.6% | $4,167+142.7% | $3,740+170.4% |
| Admin fee / account holder | $5,451 | $482+1030.8% | $6,797-19.8% | $513+962.5% |