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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,736 | $102,429-36.8% | $147,096-56.0% | $80,925-20.0% |
| Participation rate | 76.0% | 75.9%+0.1pp | 82.2%-6.2pp | 67.7%+8.3pp |
| Annual return | 13.92% | 135.02%-121.1pp | 419.75%-405.8pp | 35.65%-21.7pp |
| Employer contribution / active EE | $7,626 | $3,716+105.2% | $4,936+54.5% | $2,756+176.7% |
| Participant deferral / active EE | $8,741 | $6,649+31.5% | $8,071+8.3% | $4,299+103.3% |
| Admin fee / account holder | $4,437 | $7,957-44.2% | $13,005-65.9% | $6,940-36.1% |