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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,678 | $82,674-43.5% | $125,381-62.8% | $68,486-31.8% |
| Participation rate | 84.1% | 75.1%+9.0pp | 82.4%+1.7pp | 67.9%+16.2pp |
| Annual return | 4.24% | -5.97%+10.2pp | 572.31%-568.1pp | -7.85%+12.1pp |
| Employer contribution / active EE | $5,169 | $3,382+52.8% | $4,815+7.3% | $2,597+99.1% |
| Participant deferral / active EE | $6,768 | $6,111+10.8% | $7,448-9.1% | $4,028+68.1% |
| Admin fee / account holder | $6,740 | $6,277+7.4% | $10,007-32.6% | $5,404+24.7% |