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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $398,381 | $209,405+90.2% | $178,486+123.2% | $158,931+150.7% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 8.86% | 188.77%-179.9pp | 151.08%-142.2pp | 302.86%-294.0pp |
| Employer contribution / active EE | $21,561 | $5,707+277.8% | $5,011+330.3% | $4,761+352.8% |
| Participant deferral / active EE | $13,000 | $5,954+118.3% | $5,202+149.9% | $5,982+117.3% |
| Admin fee / account holder | $2,936 | $17,076-82.8% | $13,985-79.0% | $11,247-73.9% |