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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,573 | $103,949-85.0% | $69,182-77.5% | $273,972-94.3% |
| Participation rate | 66.7% | 67.4%-0.7pp | 55.1%+11.6pp | 83.0%-16.3pp |
| Annual return | 25.32% | 35.28%-10.0pp | -21.93%+47.3pp | 41.46%-16.1pp |
| Employer contribution / active EE | $2,503 | $1,783+40.4% | $1,206+107.5% | $4,869-48.6% |
| Participant deferral / active EE | $3,210 | $2,716+18.2% | $1,897+69.2% | $5,287-39.3% |
| Admin fee / account holder | $602 | $3,671-83.6% | $2,697-77.7% | $10,133-94.1% |