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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,705 | $72,492+26.5% | $87,102+5.3% | $72,983+25.7% |
| Participation rate | 94.3% | 72.8%+21.4pp | 76.9%+17.4pp | 69.5%+24.8pp |
| Annual return | 21.93% | 24.46%-2.5pp | 28.19%-6.3pp | 81.01%-59.1pp |
| Employer contribution / active EE | $2,251 | $1,894+18.9% | $2,521-10.7% | $2,440-7.7% |
| Participant deferral / active EE | $6,984 | $3,270+113.6% | $4,048+72.5% | $3,608+93.6% |
| Admin fee / account holder | $2,320 | $5,055-54.1% | $7,491-69.0% | $5,124-54.7% |