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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,795 | $92,743-70.0% | $82,744-66.4% | $134,532-79.3% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -16.87% | 946.63%-963.5pp | 702.22%-719.1pp | 418.27%-435.1pp |
| Employer contribution / active EE | $2,666 | $3,273-18.6% | $3,008-11.4% | $4,741-43.8% |
| Participant deferral / active EE | $6,400 | $4,802+33.3% | $4,395+45.6% | $6,4010% |
| Admin fee / account holder | $444 | $5,977-92.6% | $5,325-91.7% | $11,429-96.1% |