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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,792 | $100,911-82.4% | $90,440-80.3% | $158,966-88.8% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 29.21% | 1726.62%-1697.4pp | 1294.38%-1265.2pp | 302.95%-273.7pp |
| Employer contribution / active EE | $5,330 | $3,690+44.4% | $3,263+63.3% | $4,762+11.9% |
| Participant deferral / active EE | $12,185 | $4,348+180.2% | $3,964+207.4% | $5,983+103.7% |
| Admin fee / account holder | $5,457 | $6,507-16.1% | $5,615-2.8% | $11,250-51.5% |