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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,810 | $138,072-33.5% | $123,549-25.7% | $135,382-32.2% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -11.17% | 153.69%-164.9pp | 119.20%-130.4pp | 519.77%-530.9pp |
| Employer contribution / active EE | $1,650 | $5,152-68.0% | $4,628-64.4% | $4,779-65.5% |
| Participant deferral / active EE | $10,310 | $6,799+51.6% | $6,426+60.4% | $5,609+83.8% |
| Admin fee / account holder | $578 | $10,917-94.7% | $9,284-93.8% | $10,829-94.7% |