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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,729 | $80,992+0.9% | $96,534-15.3% | $75,173+8.7% |
| Participation rate | 98.5% | 71.8%+26.7pp | 76.0%+22.5pp | 67.2%+31.3pp |
| Annual return | 25.23% | 27.05%-1.8pp | 25.88%-0.6pp | 160.72%-135.5pp |
| Employer contribution / active EE | $3,530 | $2,283+54.6% | $2,965+19.0% | $2,671+32.2% |
| Participant deferral / active EE | $8,928 | $3,929+127.2% | $4,851+84.0% | $4,126+116.4% |
| Admin fee / account holder | $3,461 | $6,717-48.5% | $8,253-58.1% | $5,651-38.7% |