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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,521 | $98,766-32.6% | $149,730-55.6% | $79,852-16.7% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 47.04% | 27.43%+19.6pp | 276.70%-229.7pp | 31.72%+15.3pp |
| Employer contribution / active EE | $6,420 | $3,217+99.6% | $4,645+38.2% | $2,471+159.8% |
| Participant deferral / active EE | $11,911 | $5,681+109.7% | $6,843+74.1% | $3,740+218.5% |
| Admin fee / account holder | $5,452 | $6,052-9.9% | $9,310-41.4% | $5,306+2.7% |