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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,128 | $158,852-83.6% | $121,220-78.4% | $135,380-80.7% |
| Participation rate | 75.0% | 79.3%-4.3pp | 71.8%+3.2pp | 82.6%-7.6pp |
| Annual return | -10.75% | -0.64%-10.1pp | 16.94%-27.7pp | 519.81%-530.6pp |
| Employer contribution / active EE | $308 | $5,666-94.6% | $4,023-92.4% | $4,779-93.6% |
| Participant deferral / active EE | $6,375 | $4,006+59.2% | $3,345+90.6% | $5,609+13.7% |
| Admin fee / account holder | $480 | $6,515-92.6% | $5,021-90.4% | $10,828-95.6% |