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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,051 | $165,939-82.5% | $122,354-76.3% | $147,586-80.3% |
| Participation rate | 33.3% | 79.6%-46.2pp | 71.6%-38.3pp | 82.8%-49.5pp |
| Annual return | 15.78% | 34.56%-18.8pp | 30.28%-14.5pp | 578.59%-562.8pp |
| Employer contribution / active EE | $400 | $5,754-93.0% | $4,051-90.1% | $4,876-91.8% |
| Participant deferral / active EE | $9,667 | $4,005+141.3% | $3,287+194.1% | $5,439+77.7% |
| Admin fee / account holder | $386 | $7,425-94.8% | $5,479-93.0% | $10,886-96.5% |