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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,741 | $135,639-16.9% | $110,241+2.3% | $135,382-16.7% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -10.92% | 513.21%-524.1pp | 314.75%-325.7pp | 519.77%-530.7pp |
| Employer contribution / active EE | $19,256 | $4,907+292.5% | $3,827+403.2% | $4,779+303.0% |
| Participant deferral / active EE | $12,332 | $5,507+123.9% | $4,672+164.0% | $5,609+119.9% |
| Admin fee / account holder | $1,181 | $11,457-89.7% | $8,548-86.2% | $10,829-89.1% |