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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,944 | $104,924-83.9% | $84,623-80.0% | $152,885-88.9% |
| Participation rate | 57.1% | 74.8%-17.7pp | 68.2%-11.1pp | 82.5%-25.3pp |
| Annual return | 36.31% | 373.82%-337.5pp | 258.77%-222.5pp | 345.39%-309.1pp |
| Employer contribution / active EE | $2,139 | $3,302-35.2% | $2,652-19.4% | $4,763-55.1% |
| Participant deferral / active EE | $7,016 | $4,689+49.6% | $3,899+79.9% | $5,851+19.9% |
| Admin fee / account holder | $1,026 | $6,242-83.6% | $4,913-79.1% | $11,598-91.2% |