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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,441 | $110,307+9.2% | $96,576+24.7% | $139,456-13.6% |
| Participation rate | 68.8% | 78.1%-9.4pp | 76.0%-7.2pp | 80.3%-11.6pp |
| Annual return | 18.72% | 26.40%-7.7pp | 25.87%-7.1pp | 373.45%-354.7pp |
| Employer contribution / active EE | $0 | $3,619-100.0% | $2,965-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $5,519 | $5,547-0.5% | $4,851+13.8% | $6,711-17.8% |
| Admin fee / account holder | $915 | $11,597-92.1% | $8,253-88.9% | $11,407-92.0% |