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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,775 | $81,870-44.1% | $119,608-61.7% | $68,495-33.2% |
| Participation rate | 58.8% | 71.9%-13.1pp | 79.3%-20.4pp | 67.9%-9.1pp |
| Annual return | -5.82% | -23.82%+18.0pp | -14.98%+9.2pp | -7.84%+2.0pp |
| Employer contribution / active EE | $5,127 | $2,692+90.5% | $4,232+21.1% | $2,596+97.4% |
| Participant deferral / active EE | $7,785 | $4,148+87.7% | $5,601+39.0% | $4,028+93.3% |
| Admin fee / account holder | $15,363 | $6,583+133.4% | $10,326+48.8% | $5,403+184.3% |