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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,606 | $185,905-44.8% | $170,057-39.7% | $139,487-26.4% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 28.16% | 60.56%-32.4pp | 53.42%-25.3pp | 373.84%-345.7pp |
| Employer contribution / active EE | $8,654 | $7,597+13.9% | $6,790+27.4% | $4,755+82.0% |
| Participant deferral / active EE | $9,502 | $11,627-18.3% | $10,411-8.7% | $6,713+41.6% |
| Admin fee / account holder | $789 | $15,397-94.9% | $12,826-93.8% | $11,407-93.1% |