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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,042 | $209,888-66.2% | $189,545-62.5% | $167,553-57.6% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 15.28% | 748.66%-733.4pp | 555.36%-540.1pp | 478.89%-463.6pp |
| Employer contribution / active EE | $8,651 | $6,915+25.1% | $6,162+40.4% | $4,840+78.7% |
| Participant deferral / active EE | $10,149 | $8,934+13.6% | $8,220+23.5% | $6,343+60.0% |
| Admin fee / account holder | $1,262 | $14,300-91.2% | $12,049-89.5% | $12,316-89.8% |