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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 35-1140070 | Contract Administrator | $17,707 |
Filed as: PENSION DESIGN SERVICES, INC. Service code 15 · EIN 02-0383461 | Recordkeeping | $9,360 |
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,553 | $60,795-81.0% | $69,461-83.4% | $65,185-82.3% |
| Participation rate | 100.0% | 74.9%+25.1pp | 74.6%+25.4pp | 70.2%+29.8pp |
| Annual return | 4.61% | 17.46%-12.8pp | 28.97%-24.4pp | 29.38%-24.8pp |
| Employer contribution / active EE | $1,964 | $2,452-19.9% | $2,779-29.3% | $2,177-9.8% |
| Participant deferral / active EE | $1,739 | $3,162-45.0% | $3,536-50.8% | $3,514-50.5% |
| Admin fee / account holder | $196 | $314-37.5% | $3,840-94.9% | $847-76.8% |