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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,816 | $117,444-40.6% | $99,479-29.8% | $152,909-54.3% |
| Participation rate | 100.0% | 77.5%+22.5pp | 73.8%+26.2pp | 82.5%+17.5pp |
| Annual return | 17.83% | 31.87%-14.0pp | 30.72%-12.9pp | 345.46%-327.6pp |
| Employer contribution / active EE | $2,915 | $3,014-3.3% | $2,540+14.7% | $4,764-38.8% |
| Participant deferral / active EE | $1,860 | $4,086-54.5% | $3,619-48.6% | $5,851-68.2% |
| Admin fee / account holder | $538 | $7,635-92.9% | $6,253-91.4% | $11,601-95.4% |