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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,143 | $113,338-45.2% | $94,993-34.6% | $147,586-57.9% |
| Participation rate | 85.7% | 78.0%+7.7pp | 73.9%+11.8pp | 82.8%+2.9pp |
| Annual return | 15.17% | 20.80%-5.6pp | 27.14%-12.0pp | 578.59%-563.4pp |
| Employer contribution / active EE | $4,414 | $3,160+39.7% | $2,603+69.6% | $4,876-9.5% |
| Participant deferral / active EE | $5,858 | $3,777+55.1% | $3,317+76.6% | $5,439+7.7% |
| Admin fee / account holder | $403 | $6,063-93.3% | $4,960-91.9% | $10,886-96.3% |