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Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,012 | $44,425-61.7% | $67,834-74.9% | $55,167-69.2% |
| Participation rate | 83.2% | 59.7%+23.5pp | 68.8%+14.4pp | 69.0%+14.2pp |
| Annual return | 7.07% | 17.80%-10.7pp | 138.47%-131.4pp | 169.23%-162.2pp |
| Employer contribution / active EE | $0 | $1,351-100.0% | $2,403-100.0% | $1,963-100.0% |
| Participant deferral / active EE | $1,832 | $2,166-15.4% | $3,160-42.0% | $3,054-40.0% |
| Admin fee / account holder | $36 | $530-93.3% | $4,622-99.2% | $504-92.9% |