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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,646 | $150,447+11.4% | $136,298+23.0% | $147,586+13.6% |
| Participation rate | 84.6% | 84.4%+0.2pp | 81.9%+2.7pp | 82.8%+1.8pp |
| Annual return | 15.64% | 1049.15%-1033.5pp | 5156.27%-5140.6pp | 578.59%-563.0pp |
| Employer contribution / active EE | $9,738 | $5,256+85.3% | $4,696+107.4% | $4,876+99.7% |
| Participant deferral / active EE | $13,405 | $6,631+102.2% | $6,247+114.6% | $5,439+146.5% |
| Admin fee / account holder | $3,625 | $10,906-66.8% | $9,244-60.8% | $10,886-66.7% |