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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,299 | $168,635+48.4% | $147,617+69.6% | $125,389+99.6% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -5.35% | 77.65%-83.0pp | 61.98%-67.3pp | 282.24%-287.6pp |
| Employer contribution / active EE | $18,327 | $6,252+193.1% | $5,564+229.4% | $4,866+276.6% |
| Participant deferral / active EE | $14,058 | $5,507+155.3% | $4,895+187.2% | $5,352+162.7% |
| Admin fee / account holder | $1,035 | $13,580-92.4% | $11,612-91.1% | $9,541-89.2% |