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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,766 | $162,785-57.8% | $133,959-48.7% | $158,950-56.7% |
| Participation rate | 73.9% | 83.2%-9.3pp | 79.8%-5.9pp | 82.0%-8.0pp |
| Annual return | 20.54% | 41.94%-21.4pp | 45.09%-24.6pp | 302.91%-282.4pp |
| Employer contribution / active EE | $3,324 | $4,975-33.2% | $3,919-15.2% | $4,762-30.2% |
| Participant deferral / active EE | $4,287 | $5,910-27.5% | $5,047-15.1% | $5,983-28.3% |
| Admin fee / account holder | $2,442 | $11,738-79.2% | $8,928-72.6% | $11,248-78.3% |