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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,172 | $84,482-34.7% | $125,363-56.0% | $66,930-17.6% |
| Participation rate | 99.1% | 76.4%+22.6pp | 82.4%+16.7pp | 69.8%+29.2pp |
| Annual return | -16.66% | -8.49%-8.2pp | 572.15%-588.8pp | 1.57%-18.2pp |
| Employer contribution / active EE | $2,128 | $3,553-40.1% | $4,815-55.8% | $2,545-16.4% |
| Participant deferral / active EE | $8,744 | $6,782+28.9% | $7,447+17.4% | $4,238+106.3% |
| Admin fee / account holder | $458 | $685-33.2% | $10,005-95.4% | $593-22.9% |