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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,454 | $76,551-39.3% | $123,894-62.5% | $62,881-26.1% |
| Participation rate | 81.5% | 73.0%+8.5pp | 81.4%+0.1pp | 69.3%+12.2pp |
| Annual return | 21.80% | 18.68%+3.1pp | 47.52%-25.7pp | 20.14%+1.7pp |
| Employer contribution / active EE | $2,616 | $2,882-9.3% | $4,617-43.3% | $2,281+14.7% |
| Participant deferral / active EE | $2,060 | $4,840-57.4% | $5,984-65.6% | $3,203-35.7% |
| Admin fee / account holder | $5,133 | $4,826+6.4% | $8,357-38.6% | $4,296+19.5% |