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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,016 | $88,596-75.2% | $70,098-68.6% | $134,509-83.6% |
| Participation rate | 42.9% | 74.9%-32.1pp | 70.5%-27.6pp | 81.2%-38.4pp |
| Annual return | -15.22% | 442.67%-457.9pp | 190.76%-206.0pp | 418.13%-433.4pp |
| Employer contribution / active EE | $1,568 | $3,235-51.5% | $2,560-38.8% | $4,741-66.9% |
| Participant deferral / active EE | $3,337 | $4,772-30.1% | $3,849-13.3% | $6,400-47.9% |
| Admin fee / account holder | $429 | $10,441-95.9% | $6,266-93.1% | $11,427-96.2% |