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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,006 | $88,778-74.1% | $81,844-71.9% | $145,884-84.2% |
| Participation rate | 23.8% | 75.1%-51.3pp | 72.4%-48.6pp | 80.3%-56.5pp |
| Annual return | 15.99% | 1033.03%-1017.0pp | 778.87%-762.9pp | 551.85%-535.9pp |
| Employer contribution / active EE | $565 | $3,087-81.7% | $2,916-80.6% | $4,662-87.9% |
| Participant deferral / active EE | $1,280 | $4,648-72.5% | $4,323-70.4% | $6,690-80.9% |
| Admin fee / account holder | $1,689 | $8,430-80.0% | $7,355-77.0% | $13,392-87.4% |