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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,006 | $88,710-74.1% | $81,783-71.9% | $145,959-84.2% |
| Participation rate | 23.8% | 75.0%-51.2pp | 72.4%-48.5pp | 80.3%-56.5pp |
| Annual return | 15.99% | 1027.26%-1011.3pp | 775.05%-759.1pp | 561.95%-546.0pp |
| Employer contribution / active EE | $565 | $3,083-81.7% | $2,913-80.6% | $4,661-87.9% |
| Participant deferral / active EE | $1,280 | $4,645-72.4% | $4,320-70.4% | $6,689-80.9% |
| Admin fee / account holder | $1,689 | $8,407-79.9% | $7,380-77.1% | $13,398-87.4% |