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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,024 | $211,288-63.1% | $178,540-56.3% | $145,884-46.5% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 9.84% | 30.27%-20.4pp | 27.15%-17.3pp | 551.85%-542.0pp |
| Employer contribution / active EE | $27,219 | $4,574+495.1% | $3,953+588.6% | $4,662+483.8% |
| Participant deferral / active EE | $18,008 | $6,967+158.5% | $6,281+186.7% | $6,690+169.2% |
| Admin fee / account holder | $840 | $12,105-93.1% | $10,424-91.9% | $13,392-93.7% |