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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,774 | $202,463-66.0% | $169,397-59.4% | $139,487-50.7% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 14.91% | 532.64%-517.7pp | 406.23%-391.3pp | 373.84%-358.9pp |
| Employer contribution / active EE | $13,825 | $4,694+194.5% | $4,013+244.5% | $4,755+190.8% |
| Participant deferral / active EE | $10,071 | $6,941+45.1% | $6,223+61.8% | $6,713+50.0% |
| Admin fee / account holder | $1,814 | $10,726-83.1% | $9,017-79.9% | $11,407-84.1% |