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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $612,589 | $110,337+455.2% | $102,383+498.3% | $145,877+319.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 6.11% | 24.83%-18.7pp | 24.94%-18.8pp | 551.28%-545.2pp |
| Employer contribution / active EE | $19,554 | $4,216+363.8% | $3,870+405.2% | $4,663+319.3% |
| Participant deferral / active EE | $18,300 | $5,621+225.6% | $5,060+261.7% | $6,691+173.5% |
| Admin fee / account holder | $514 | $9,750-94.7% | $8,391-93.9% | $13,402-96.2% |