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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $547,610 | $106,247+415.4% | $96,515+467.4% | $139,466+292.6% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 10.75% | 38.47%-27.7pp | 35.73%-25.0pp | 373.66%-362.9pp |
| Employer contribution / active EE | $21,663 | $4,106+427.6% | $3,740+479.3% | $4,754+355.7% |
| Participant deferral / active EE | $18,000 | $5,456+229.9% | $4,880+268.9% | $6,712+168.2% |
| Admin fee / account holder | $326 | $7,885-95.9% | $6,735-95.2% | $11,409-97.1% |