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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,815 | $82,674-68.8% | $125,381-79.4% | $68,486-62.3% |
| Participation rate | 97.4% | 75.1%+22.3pp | 82.4%+15.0pp | 67.9%+29.5pp |
| Annual return | -15.14% | -5.97%-9.2pp | 572.31%-587.5pp | -7.85%-7.3pp |
| Employer contribution / active EE | $538 | $3,382-84.1% | $4,815-88.8% | $2,597-79.3% |
| Participant deferral / active EE | $8,190 | $6,111+34.0% | $7,448+10.0% | $4,028+103.4% |
| Admin fee / account holder | $1,462 | $6,277-76.7% | $10,007-85.4% | $5,404-73.0% |