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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,104 | $77,817-87.0% | $123,553-91.8% | $64,173-84.3% |
| Participation rate | 76.6% | 74.7%+1.9pp | 82.3%-5.7pp | 69.6%+7.0pp |
| Annual return | -1.29% | 12.49%-13.8pp | 119.21%-120.5pp | 7.63%-8.9pp |
| Employer contribution / active EE | $0 | $3,014-100.0% | $4,628-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $3,714 | $5,240-29.1% | $6,426-42.2% | $3,470+7.1% |
| Admin fee / account holder | $913 | $5,519-83.5% | $9,284-90.2% | $4,887-81.3% |