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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,766 | $108,897-47.0% | $100,378-42.5% | $145,877-60.4% |
| Participation rate | 85.7% | 83.0%+2.7pp | 81.5%+4.2pp | 80.3%+5.4pp |
| Annual return | 13.11% | 58.17%-45.1pp | 49.41%-36.3pp | 551.28%-538.2pp |
| Employer contribution / active EE | $1,784 | $4,420-59.6% | $3,942-54.7% | $4,663-61.7% |
| Participant deferral / active EE | $5,730 | $8,455-32.2% | $8,087-29.1% | $6,691-14.4% |
| Admin fee / account holder | $398 | $9,690-95.9% | $7,899-95.0% | $13,402-97.0% |