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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,485 | $107,941-89.4% | $91,994-87.5% | $152,897-92.5% |
| Participation rate | 71.4% | 81.2%-9.8pp | 78.6%-7.2pp | 82.5%-11.0pp |
| Annual return | 22.83% | 89.28%-66.5pp | 69.04%-46.2pp | 345.43%-322.6pp |
| Employer contribution / active EE | $1,032 | $4,212-75.5% | $3,453-70.1% | $4,764-78.3% |
| Participant deferral / active EE | $1,460 | $6,366-77.1% | $5,924-75.3% | $5,851-75.0% |
| Admin fee / account holder | $567 | $10,521-94.6% | $7,744-92.7% | $11,599-95.1% |