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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,766 | $108,942-47.0% | $100,415-42.5% | $145,897-60.4% |
| Participation rate | 85.7% | 83.0%+2.7pp | 81.5%+4.2pp | 80.3%+5.4pp |
| Annual return | 13.11% | 58.27%-45.2pp | 49.47%-36.4pp | 552.29%-539.2pp |
| Employer contribution / active EE | $1,784 | $4,422-59.7% | $3,943-54.8% | $4,663-61.7% |
| Participant deferral / active EE | $5,730 | $8,461-32.3% | $8,091-29.2% | $6,689-14.3% |
| Admin fee / account holder | $398 | $9,702-95.9% | $7,906-95.0% | $13,390-97.0% |