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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,236 | $111,814-71.2% | $93,654-65.6% | $145,959-77.9% |
| Participation rate | 57.1% | 74.2%-17.1pp | 68.7%-11.6pp | 80.3%-23.1pp |
| Annual return | 11.32% | 203.30%-192.0pp | 133.34%-122.0pp | 561.95%-550.6pp |
| Employer contribution / active EE | $2,877 | $3,092-6.9% | $2,421+18.8% | $4,661-38.3% |
| Participant deferral / active EE | $4,547 | $4,914-7.5% | $4,413+3.0% | $6,689-32.0% |
| Admin fee / account holder | $5,875 | $10,246-42.7% | $8,282-29.1% | $13,398-56.2% |