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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,236 | $111,785-71.2% | $93,669-65.6% | $145,877-77.9% |
| Participation rate | 57.1% | 74.2%-17.1pp | 68.7%-11.6pp | 80.3%-23.2pp |
| Annual return | 11.32% | 203.79%-192.5pp | 133.59%-122.3pp | 551.28%-540.0pp |
| Employer contribution / active EE | $2,877 | $3,096-7.1% | $2,424+18.7% | $4,663-38.3% |
| Participant deferral / active EE | $4,547 | $4,919-7.6% | $4,416+3.0% | $6,691-32.0% |
| Admin fee / account holder | $5,875 | $10,256-42.7% | $8,291-29.1% | $13,402-56.2% |